A medical emergency can undo years of savings in a few days. Health insurance pays eligible hospital bills so you can focus on recovery instead of arranging money.
What this section covers
- Coverage for medical expenses
- Cashless hospitalization
- Critical illness cover
- Maternity & family floater plans
- Individual and family plans
Who should consider health insurance?
- Every individual and family, whether or not an employer provides group cover
- Parents and senior citizens who need cover for age-related hospitalisation
- Young couples planning a family who want maternity benefits after the waiting period
- Self-employed people and business owners with no employer cover
- Anyone whose only protection is a corporate policy that ends when the job ends
Explore this guide
Features & benefits
Read →Types of plans
Read →Eligibility & underwriting
Read →How to choose
Read →Mistakes to avoid
Read →Claim process
Read →Documents checklist
Read →FAQs
Read →Key terms
Cashless claimCo-paymentSum insuredWaiting periodMoratorium periodPortabilityTPA (Third Party Administrator)