Claims are where good advice pays off. Choose your product for step-by-step guidance, or follow the universal checklist below.
Health Insurance claims
6 steps and documents list.
View →Vehicle Insurance claims
6 steps and documents list.
View →Life Insurance claims
6 steps and documents list.
View →Term Plan claims
6 steps and documents list.
View →Savings Plan claims
6 steps and documents list.
View →Pension Plan claims
6 steps and documents list.
View →Universal claim checklist
Before a claim
- Save your insurer’s helpline and policy number
- Keep soft copies of policy documents
- Tell your family where documents are
- Keep nominee and contact details current
When a claim arises
- Inform the insurer quickly
- Keep every bill, report and photograph
- Submit complete forms within time limits
- Follow up in writing and keep reference numbers
If a claim is rejected
- Ask for the rejection reason in writing.
- Check it against the policy wording and your disclosures.
- Write to the insurer’s grievance officer.
- If unresolved, approach the Insurance Ombudsman for your region.