A high-level view; confirm with a qualified tax adviser.
Deductions need taxable income
Section 80C and 80D deductions benefit you only if you have taxable income in India and use the regime that allows them.
Maturity and death proceeds
Exemption under Section 10(10D) is subject to conditions. Tax treatment depends on residential status at the time of receipt.
Country of residence
Your country of residence may tax insurance proceeds differently, or require reporting of foreign financial assets.
Annuity income
Pension and annuity income is generally taxable in India and may also be taxable abroad; a tax treaty may offer relief.
Keep records
Retain premium receipts, policy documents and TDS certificates for the filing year.
Important. Rules vary by insurer, product and country, and change over time. This is general information, not legal or tax advice.