What these deductions cover under the old regime.
In this guide
80C
Eligible life insurance premiums are part of an overall limit of ₹1.5 lakh with other instruments.
80D
Health premiums for self, family and parents have separate limits, higher for senior citizens.
Regime choice
These deductions apply only under the old tax regime.
Verify
Tax law changes often; confirm current limits with a tax professional.
Key takeaway. Buy insurance for need first, tax second.
General information only; not personal advice. Rules and limits change, so verify current details. Last updated October 2026.