Eligibility, KYC and payments.
In this guide
General position
NRIs can buy life and health policies in India, subject to the insurer’s rules and the rules of the country of residence.
KYC
Passport, visa or OCI, overseas address proof and PAN are usually needed.
Premium payment
Premiums are typically paid from an NRE, NRO or foreign inward remittance.
Country rules
Some countries restrict sales of foreign insurance. Confirm before applying.
Key takeaway. We guide NRI clients through eligibility before any application.
General information only; not personal advice. Rules and limits change, so verify current details. Last updated October 2026.