Complete Insurance Solutions for You & Your Family
Health, vehicle, life, term, savings and pension plans, chosen around your goals, with guidance from first conversation to claim.
Six ways to protect what matters
Each plan is explained in depth, with features, types, eligibility, claims and FAQs.
Health Insurance
Stay Healthy, Stay Worry-Free- Coverage for medical expenses
- Cashless hospitalization
- Critical illness cover
- Maternity & family floater plans
Vehicle Insurance
Drive Safe, Stay Protected- Two-wheeler insurance
- Four-wheeler insurance
- Comprehensive & third party plans
- Coverage for accidents & damages
Life Insurance
Protection for What Matters Most- Financial security for your loved ones
- Plans for every life stage
- Coverage for life’s uncertainties
- Flexible premium and policy terms
Term Plan
High Protection at Affordable Premium- High life cover for your family
- Affordable premiums
- Financial support in your absence
- Flexible policy terms
Savings Plan
Save Today for a Brighter Tomorrow- Disciplined savings habit
- Wealth creation over time
- Flexible premium options
- Combinations of protection + savings
Pension Plan
A Comfortable & Independent Tomorrow- Regular income after retirement
- Maintain your lifestyle
- Multiple payout options
- Tax benefits (as per applicable laws)
NRI can also take insurance policies
We assist NRI clients with suitable insurance solutions, subject to eligibility and applicable rules in your country of residence.
Personalised. Customised. End-to-end.
📋 Personalised guidance
We start with your family, income, loans and goals, not with a product.
🧩 Customised plans
We compare suitable plans so cover, cost and flexibility fit you.
🎧 End-to-end support
From application and medicals to renewals and claims, we stay with you.
Four simple steps
Talk
Free call or WhatsApp chat about your situation.
Assess
We measure gaps in cover with our tools.
Compare
Suitable options explained in plain language.
Support
Paperwork, renewals and claims handled together.
What should you look at first?
Put numbers on it
Anil Shah CFA | CA-Final
A&R Financial Services — your trusted partner in insurance and financial planning. Anil Shah helps individuals, families and NRIs plan protection and wealth with clarity.
About Anil Shah 📞 +91 92654 92532Guides worth reading
How much term insurance cover do you really need?
A practical way to size your life cover beyond the “10 times income” rule.
Health InsuranceSeven health insurance mistakes that cost families dearly
Avoid these common errors before you buy or renew.
Pension PlanNPS vs insurance pension plans: how to think about it
Two routes to retirement income and how they differ.